
The global financial sector is undergoing a massive digital shift – driven by regulatory pressures, evolving customer expectations, and the rise of AI-powered decision intelligence.
At INNOBAYT, we partner with banks, fintechs, insurers, and investment institutions to enable smarter, more secure, and highly efficient operations across compliance, risk management, customer engagement, and digital financial services.
At INNOBAYT, we partner with banks, fintechs, insurers, and investment institutions to enable smarter, more secure, and highly efficient operations across compliance, risk management, customer engagement, and digital financial services.
Digitize. Optimize. Modernize.
Digitize. Optimize. Modernize.
Finance is transforming fast—driven by regulatory pressure, customer expectations, and the rise of AI-driven decisioning. INNOBAYT works with banks, fintechs, and financial institutions to modernize how data, risk, and customer interactions are managed and governed.
From intelligent onboarding and KYC automation to credit scoring agents, fraud detection, and secure digital finance platforms, we help you evolve legacy financial operations into compliant, AI-enabled, data-driven ecosystems.



01
AGENTIC AI FOR FINANCE
We design agentic AI workflows for KYC, onboarding, credit scoring, collections, and risk management. These agents automate repetitive tasks, improve compliance accuracy, surface decision intelligence, and maintain auditable trails so teams work faster while reducing operational risk and regulatory exposure.
AGENTIC AI FOR FINANCE
We design agentic AI workflows for KYC, onboarding, credit scoring, collections, and risk management. These agents automate repetitive tasks, improve compliance accuracy, surface decision intelligence, and maintain auditable trails so teams work faster while reducing operational risk and regulatory exposure.
AGENTIC AI FOR FINANCE
We design agentic AI workflows for KYC, onboarding, credit scoring, collections, and risk management. These agents automate repetitive tasks, improve compliance accuracy, surface decision intelligence, and maintain auditable trails so teams work faster while reducing operational risk and regulatory exposure.
AGENTIC AI FOR FINANCE
We design agentic AI workflows for KYC, onboarding, credit scoring, collections, and risk management. These agents automate repetitive tasks, improve compliance accuracy, surface decision intelligence, and maintain auditable trails so teams work faster while reducing operational risk and regulatory exposure.
01
AGENTIC AI FOR FINANCE
We design agentic AI workflows for KYC, onboarding, credit scoring, collections, and risk management. These agents automate repetitive tasks, improve compliance accuracy, surface decision intelligence, and maintain auditable trails so teams work faster while reducing operational risk and regulatory exposure.
AGENTIC AI FOR FINANCE
We design agentic AI workflows for KYC, onboarding, credit scoring, collections, and risk management. These agents automate repetitive tasks, improve compliance accuracy, surface decision intelligence, and maintain auditable trails so teams work faster while reducing operational risk and regulatory exposure.
02
SECURE DIGITAL PLATFORMS
SECURE DIGITAL PLATFORMS
We build secure digital finance platforms including investor portals, lending and brokerage systems, and wealth-management solutions. Architected with enterprise identity, encryption, logging, and governance controls, our platforms meet strict regulatory requirements while modernizing core processes and elevating customer experience.
SECURE DIGITAL PLATFORMS
SECURE DIGITAL PLATFORMS
02
SECURE DIGITAL PLATFORMS
SECURE DIGITAL PLATFORMS
We build secure digital finance platforms including investor portals, lending and brokerage systems, and wealth-management solutions. Architected with enterprise identity, encryption, logging, and governance controls, our platforms meet strict regulatory requirements while modernizing core processes and elevating customer experience.
03
ML MODELS AND DASHBOARDS
ML MODELS AND DASHBOARDS
We deliver interactive analytics dashboards that unify financial, operational, and risk data into real-time insights. Leaders gain portfolio visibility, performance tracking, and early risk signals, enabling faster decisions, regulatory reporting confidence, and measurable improvement in productivity, profitability, and customer outcomes.
ML MODELS AND DASHBOARDS
ML MODELS AND DASHBOARDS
03
ML MODELS AND DASHBOARDS
ML MODELS AND DASHBOARDS
We deliver interactive analytics dashboards that unify financial, operational, and risk data into real-time insights. Leaders gain portfolio visibility, performance tracking, and early risk signals, enabling faster decisions, regulatory reporting confidence, and measurable improvement in productivity, profitability, and customer outcomes.
04
SECURE & SOVERIGN VOICE AGENTS
SECURE & SOVERIGN VOICE AGENTS
We build multilingual voice agents locally deployed to comply with UAE financial data-residency requirements. Designed for low latency and enterprise security, they support conversational banking, collections assistance, and service automation while protecting sensitive data and integrating with existing contact-center ecosystems.
SECURE & SOVERIGN VOICE AGENTS
SECURE & SOVERIGN VOICE AGENTS
04
SECURE & SOVERIGN VOICE AGENTS
SECURE & SOVERIGN VOICE AGENTS
We build multilingual voice agents locally deployed to comply with UAE financial data-residency requirements. Designed for low latency and enterprise security, they support conversational banking, collections assistance, and service automation while protecting sensitive data and integrating with existing contact-center ecosystems.
05
ENTERPRISE GPT GOVERNANCE
ENTERPRISE GPT GOVERNANCE
Our Enterprise GPT for BFSI enables safe generative AI adoption with policy enforcement, monitoring, and access controls. Institutions prevent data leakage, maintain auditability, and empower employees with compliant GPT capabilities deployed on-premises or private cloud aligned to governance requirements.
ENTERPRISE GPT GOVERNANCE
ENTERPRISE GPT GOVERNANCE
05
ENTERPRISE GPT GOVERNANCE
ENTERPRISE GPT GOVERNANCE
Our Enterprise GPT for BFSI enables safe generative AI adoption with policy enforcement, monitoring, and access controls. Institutions prevent data leakage, maintain auditability, and empower employees with compliant GPT capabilities deployed on-premises or private cloud aligned to governance requirements.
06
CRYPTO AND BLOCKCHAIN
CRYPTO AND BLOCKCHAIN
We design secure crypto and blockchain platforms for tokenization, digital asset management, and regulated financial products. Solutions prioritize security, auditability, and compliance by design, supporting custody, payments, and transaction traceability while integrating with enterprise systems and meeting regional regulatory expectations.
CRYPTO AND BLOCKCHAIN
CRYPTO AND BLOCKCHAIN
06
CRYPTO AND BLOCKCHAIN
CRYPTO AND BLOCKCHAIN
We design secure crypto and blockchain platforms for tokenization, digital asset management, and regulated financial products. Solutions prioritize security, auditability, and compliance by design, supporting custody, payments, and transaction traceability while integrating with enterprise systems and meeting regional regulatory expectations.



1
DOMAIN + TECHNOLOGY EXPERTISE
Extensive experience across banking, fintech, insurance delivering solutions aligned to real industry workflows.
2
Deep Compliance
Built around regional regulations, data residency, and auditability to protect sensitive financial information.
Proven experience designing AI agents for KYC, risk, underwriting, and customer servicing.
3
Agentic Expertise
On-prem or private cloud architectures ensure low latency, encryption, and strict access governance.
4
Secure Deployments
Solutions deliver measurable gains in productivity, risk reduction, customer experience, and revenue growth.
5
Outcome Focused
Why INNOBAYT?
Why INNOBAYT?
Why INNOBAYT?
1. DOMAIN EXPERTISE
Extensive experience across banking, fintech, insurance delivering solutions aligned to real industry workflows.
2. Deep Compliance
Built around regional regulations, data residency, and auditability to protect sensitive financial information.
Agentic Expertise
Proven experience designing AI agents for KYC, risk, underwriting, and customer servicing.
4. Secure Deployments
On-prem or private cloud architectures ensure low latency, encryption, and strict access governance.
5. Outcome Focused
Solutions deliver measurable gains in productivity, risk reduction, customer experience, and revenue growth.





